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You’ll wait two years for the VA home loan, two years for the FHA home loan, and three years for the USDA home loan, unless you are able to prove extenuating circumstances and have this wait time shaved down to two years.
The VA is the most understanding, with their wait time planted firmly at two years.
If you go through the lengthy and emotionally draining process of proving extenuating circumstances, you may be able to lower this waiting time to three years.
The great news is that for federal home loans, it is automatically three years with the USDA home loan.
A foreclosure is a very traumatizing event for anyone.
To realize you can no longer afford mortgage payments is terrible.
Frank Bisignano, JPMorgan Chase’s chief administrative officer, will now add supervision of the Chase mortgage origination and loan payment collection businesses to his other duties, which include managing technology and real estate for the bank.